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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car accident claim to be settled than an 18-wheeler accident. This is because truck accidents usually cause serious injuries. There are many factors which affect the time needed to come to an agreement. Here are some of the most important aspects to consider. Insurance claims Like all vehicles on the road, 18 wheeler truckers must have a minimum amount of insurance. This is for a reason. Accidents involving big trucks can result in more serious injury and property damage than a normal car accident. In fact, these crashes often result in death and devastating injuries. In light of this, it is crucial that the victims of these accidents make a claim for the compensation they are entitled to. It can be difficult to find a policy that is able to meet all of your needs, even though 18 wheeler coverage is a necessity. Based on the type of cargo your trucks transport you may require additional kinds of insurance. For instance, hazmat-related carriers may require as much as $5 million in liability insurance. Towing insurance and trailer exchange insurance and cargo coverage are just a few possible policies. In addition to this an experienced lawyer will help you decide on the types of insurance your company requires. They can also assist you with negotiating with insurance companies to ensure that your claim is settled. In some cases, insurance companies might try to minimize their liability by claiming negligence of a comparative nature. This could severely diminish your claim. A lawyer can help you disprove these claims and get the maximum amount of compensation you are entitled to. A seasoned lawyer will ensure that you receive the amount you need to recover regardless of how you were injured in your accident. Settlements In many instances, the victims of a truck crash will be offered a settlement before filing an action. The settlement offer is usually below what the victim deserves. It is made by the trucking company or their legal team. The offer should not be accepted without first consulting an attorney for personal injuries. The amount of the settlement depends on a number of aspects, including the severity of the injuries and property damage. It is also contingent upon medical costs. Other damages that are not economic can also be considered, particularly when you've been emotionally or physically traumatized by the incident. These damages are hard to quantify and require an expert analysis. It is also a crucial element that determines the final amount of compensation. If you can prove the responsible party broke traffic laws or was negligent or caused the accident through some other act of misconduct, they will be liable for your losses. There are a variety of legal defenses that could restrict their liability. These include the doctrine of contributory negligence and comparative fault. Owners of trucking companies could also be held responsible for accidents. This is possible if the driver of the truck was operating it in poor condition or the company failed to keep the vehicle in good repair. The cargo loading and shipping firm could also be held responsible when the cargo was improperly loaded or a part was defective. Filing a lawsuit If the insurance company is unable to settle the claim in a fair manner then you may have no other choice than to file a lawsuit. This could prolong the time to a settlement however, it could also result in the award of more damages. A lawyer for truck accidents is your best option, whether you decide to settle or go to court. The insurance companies involved in this situation will try and lowball you which is why you need someone on your side who can protect your interests. A Lafayette truck accident lawyer will examine your crash, determine the value of your injuries and make sure you receive the highest compensation for your injuries. In many 18 wheeler crashes several parties are responsible. If the driver of the truck was driving under the influence of alcohol or violated the rules regarding hours of service, then his or her employer could be held accountable. A manufacturer of a vehicle component or repair shop could also be held liable in the event that a defective component was the reason for the accident. Moreover, cargo-loading or shipping companies could be held accountable for accidents involving their trucks. This is due to the fact that these trucks must be loaded and shipped in a safe way to avoid them falling over or jackknifing. The companies must follow strict safety regulations. The law also allows the company to recover non-economic damages, like pain and suffering. Trial Negotiations with the insurance company are typically used to settle the majority of cases of truck accidents. A fair settlement should cover all of your medical costs as well as treatment expenses and any other losses that you've suffered or are likely to suffer. An attorney can assist you in determining the future damages you could be, as well as whether punitive damages are appropriate. The length of time needed to get a full and final settlement can depend on many factors, and an experienced attorney can help you through the procedure. The extent of your injuries will determine the amount of compensation you are likely to receive. Some injuries can only affect you for weeks or even months, but some can have a lasting or lasting impact on your life. In the event of an 18-wheeler accident, it could take a long time to determine who is at fault. This is because several parties can be held responsible as well as the truck driver and the company that employs him. In certain instances, there could be mechanical problems with the vehicle which cause an accident. In this instance it is possible to hold the repair shop or manufacturer liable for any damage. There are 18 wheeler accident lawsuit columbia of factors which can affect the size of a settlement for an 18-wheeler accident but, in general, these accidents usually result in higher settlements than those with automobiles. This is because of the nature of the injuries and damages involved in these accidents, which can be devastating.